Monday, February 11, 2008

Farmers Insurance Group shows how low they will go?
Did Farmers Insurance Group get upset, grab their “football” in a huff, quit, and go home? Was this the plan all along? Do they understand what good faith means?

While trying to find out the CEO for Farmers Insurance Group, I came across the following website. I suggest you check it out if you are a policy holder of Farmers Insurance Group or thinking about having them insure you in any capacity:

The above link is for a company—Vision Forum—that provides unique products for the family. I am an affiliate for the company and receive a small commission whenever someone uses this link and then makes an unreturned purchase while using the link. Check it out. I think you might like the products offered. I do. See my more complete explanation on my post of February 1, 2008 entitled “Affiliate program with Vision Forum.”

Webmasters Earn Money Here!

Based upon past historical data: 3,287+ UNBORN BABY MURDERS have occurred in the last 24 hours in the United States. See my post “BABY HOLOCAUST” posted January 22, 2008.

I will not be continuing my Creationism posts today. I do plan to return to them soon.

Then, I plan to answer the response about Iraq. I am sorry for the change in plans. Plans, in reality, often are altered for one reason or another. “The best laid plans … often go astray.” Thank you for your understanding and patience.

How many unborn toddlers were murdered today because of the humanistic, paganish, barbaric decisions of the United States Supreme Court?

Stop the
Murder of

“Anyone, then, who knows the good he ought to do and doesn’t do it, sins.” James 4: 17 (NIV)

Recently, I’ve been involved in a problem one of my clients has with Farmers Insurance Group. My previous posts in relation to this problem were:

September 10, 2007 post: “Beware of Farmers Insurance Group”
September 11, 2007 post: “Farmers Insurance Group’s response”
September 18, 2007 post: “Farmers Insurance Company received the requested list”
September 19, 2007 post: “Farmers Insurance Company’s response to the list”
October 16, 2007 post: “Farmers Insurance Group and my request for information”
November 27, 2007 post: “Farmers Insurance Group does not respond to my request”
January 11, 2008 post: “Farmers Insurance Group latest stall”
January 12, 2008 post: “Farmers Insurance Group is sent a response”
January 14, 2008 post: “Farmers Insurance Group pays some money”
January 19, 2008 post: “Farmers Insurance Group continues to be obstinate”
January 26, 2008 post: “Farmers Insurance Group receives another request”

Here is the last of a series of letters from Farmers Insurance Group. Do the actions of Farmers Insurance Group give all other insurance companies a bad name? What do you think? Personally, I think I would be ashamed to admit that I work for such a company!

“February 5, 2008

~~~ and ~~~~~ ~~~~~~
(Address of policy holder given.)

Re: Policy Number:
Claim Number:
Loss Date: 08/10/2006
Named Insured: ~~~~~~, ~~~ and ~~~~~

Dear Mr. and Mrs. ~~~~~~ and Mr. Vance:

We have attempted to complete the processing of your claim; however, we have been unable to do so without the requested information. A letter was sent to you on December 14, 2007, requesting proof of payment for the claimed $5,840.00. Per the information you provided these funds were paid to your neighbors for renting their home while repairs were being completed at your house. We also asked for a copy of the cell phone bill showing that an additional amount of $50.00 was billed due to overage charges. To date, we have not received the requested information.

As per your written authorization we have forwarded a copy of this letter to Mr. Vance for his review.

Please note the following policy information found in your Special Form Homeowners Package Policy under Section I—Conditions:

2. Your Duties after loss.

If a covered loss occurs, you will perform the following duties:

d. as often as we reasonably require:

(2) provide us with records and documentation we may request, including banking or other financial records, if obtainable, and permit us to make copies

Due to the fact that you have not provided us with the requested information, we are closing your file at this time. Farmers Insurance Company of Arizona specifically reserves all of its rights, including the right to assert that any litigation you may commence is untimely.

(The above paragraph ended page one of the letter. At the bottom of the page after the above paragraph the following was printed: “For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.”)

Suit Against Us. We may not be sued unless there has been full compliance with all terms of this policy. Suit on or arising out of this policy must be brought within one year after the loss occurs.

If you have any questions regarding the contents of this letter, or the claim, please contact me at (a telephone number is given) or (another number is given). [Here is my advice to anyone who is dealing with an insurance company on a claim: NEVER, NEVER, NEVER deal with them by phone or verbally in person. GET EVERYTHING IN WRITING. DON’T BELIEVE ANYTHING THAT IS NOT IN WRITING. Follow this motto: PAPER TRAIL, PAPER TRAIL, PAPER TRAIL!!! They can not be trusted to keep their word!!!—my addition]

Respectively, (Obviously an easy word to use without having any meaning—my addition.)

(signature of sender)

>>> >>>>>>
Claims Representative

cc: >>>>> >>>>>>>, agent

Don L. Vance
P.O. Box 481
Morton, Illinois 61550”

Read the past posts dealing with this issue. What insurance company do you think is without honor? Are you sure you want to insure with Farmers Insurance Group?
Check out Farmers Insurance Group may think this is over. IT IS NOT!!! It is good to have a battalion of in-house lawyers though isn’t it? I wonder if the lawyers can protect the company from public opinion. The public can do wonders if they want to. Again, I ask. Are you sure you want to insure with Farmers Insurance Group?


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